Colorado’s trucking industry moves $25 billion in goods annually, with I-25 and I-70 seeing heavy commercial traffic. Proper insurance isn’t just smart—it’s legally required. This guide covers:
Non-owner car insurance is a specialized policy for drivers who:
✔ Frequently rent or borrow cars
✔ Use car-sharing services like Turo
✔ Need to maintain continuous coverage after selling a vehicle
✔ Require SR-22 filing but don’t own a car
An SR-22 is a non-negotiable requirement for high-risk drivers, but shopping around can save you thousands. Progressive and The General offer the most affordable options for most drivers.
With Colorado’s rising car insurance rates, pay-per-mile insurance is gaining popularity among low-mileage drivers. Instead of paying a flat rate, you’re charged based on how much you drive, making it ideal for remote workers, retirees, or city dwellers who use public transit.